OPTIMIZE YOUR RETIREMENT WHILE PRESERVING YOUR CHILDREN'S FUTURE

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Selling through a life annuity, deferred payment, or bare ownership is an important decision that adapts to the needs and expectations of each property owner.

Because every situation is unique, there is a tailor-made solution to meet your goals.

YOU HAVE CHOSEN THE GOAL:
OPTIMIZE YOUR RETIREMENT WHILE PRESERVING YOUR CHILDREN'S FUTURE

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It is common for parents and children to agree on selling the family home to improve the parents' quality of life during retirement. This choice allows for additional income and the possibility to invest in a residence more suited to this new life stage.

However, the fear of premature death and the potential impact on the inheritance for children can delay this decision.

The life annuity with deferred payment occupation represents an ideal alternative. This solution not only provides regular income for the parents but also ensures that the children will receive the full monthly payments, even in the event of the seller's premature death.

Good to know:

Good to know: Unlike life annuities, the monthly payments received in this type of sale are fully exempt from tax, providing a significant financial advantage.

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THE DEFERRED PAYMENT SALE WITH OCCUPATION: A SOLUTION TAILORED TO YOUR GOAL

You improve your quality of life while securing your income.
You guarantee that your children will inherit capital without the risk of tax impact.