SECURE YOUR SPOUSE'S FUTURE WITH PEACE OF MIND

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Each life annuity sale, deferred payment, or bare ownership project responds to unique personal and wealth-related motivations.

Because every situation is different, there is a solution tailored to your needs.

YOU HAVE CHOSEN THE GOAL:
SECURE YOUR SPOUSE'S FUTURE WITH PEACE OF MIND

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In some cases, the surviving spouse may be left with insufficient income in retirement, particularly when they have not been able to contribute enough during their active working life. This is a common situation, for example, with spouses of artisans or shopkeepers who have participated in the business without benefiting from full pension rights.

Selling the property through bare ownership with a usufruct reserve is an ideal solution to ensure the surviving spouse can continue living in the home while receiving additional income.

By retaining the usufruct of the property, the seller can secure their future and that of their spouse, while converting part of their wealth into immediately available capital.

Good to know:

This option can be carried out through a life annuity or deferred payment sale, offering great flexibility depending on your needs.

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BARE OWNERSHIP WITH USUFRUCT RESERVE: A SOLUTION TO SECURE THE FUTURE

You continue to live in your home while generating additional income.
You ensure the long-term financial protection of your spouse.